Speaking with Steve it sounded like if you discuss it with them they will still be open to it and can approve on a case by case basis, it just may not (as he put it) fit into their standard box - but they are willing to go outside the box depending on the track record, etc. 

We cleaned up the issues and problems, and maximized the income which increased my NOI.

Standard size bathroom (1) in a 1800sqft duplex. 

Increasing your income can help improve your DTI.

In fact, the city required the owners to show proof that they had paid the taxes to get the increased lottery entries. 

I then look up population growth and if it’s increasing I continue.

Then add the fact that it's an STR and expect another 10-15% increase.

I see that the area does sell these properties frequently and over the years have been increasing in value. 3 years ago, these properties (fully deeded) were going for around $25k, and now are selling for around $60-90k.

The homes in Southlake, tend increase in value making is a great location for investments.

When we were small and essentially self managing our own properties I used to do something different for each person depending on their attitude, the situation, etc.Since we have grown and have employees we had to make standard operating procedure and have to stick to it.