If you have a good working relationship with a portfollio lender, small branch, private money, hard money, etc - please let me know.

The high velocity unit was located in a small attic and the ducting was only run to the second and third floors of the home where there was no heating or cooling at the time.

Refinance as an owner occupantMy other options are to buy a small condo (probably only a one bed) or just wait until I have more capital acquired to get a conventional bank loan...I am so so ready to jump in & will consider any creative financing ideas...I know once I have a property it will be an income generator for me!

You cannot choose to rent to them because they have small children.  

In reality, she did a lot of damage and not only could I have taken her entire deposit, I could have invoiced her for more.It's been months, but I'm wondering if I can take her to small claims court and sue for the damages I didn't charge her for.

I bought my first SFR this year in Arizona and have been doing small cosmetic upgrades to the property.

My sister and her husband will be moving to Austin for his job next year, and thanks to my constant chatter about BiggerPockets and real estate investing, they're interested in house hacking by buying a small multi-family and renting out the other unit(s) to cover their living expenses.They aren't on BP, so I'd like to help connect them with a few competent, investor-friendly real estate agents in Austin who have some multi-family experience.

My why is because I love my small town and I want to help improve the community.

if not or if there is a small mortgage, is there the possibility of owner financing? 

I can borrow a very small amount from my 401(k) at 2.25% interest for a down payment or purchase, but given how hot my local market has been that won't get me very far until I can learn some alternative strategies.