I'd also suggest a single family home house hack in a better neighborhood and renting by the room short or mid term.

My appreciation locally remains better than what I could find in a Midwest market.

Some of them have more experience and better pricing than Rocket Dollar.

Then the plan is to sell it in 3 to 5 years to find a better rental market.

I can also get a Home Equity Loan from Better Mortgage for another $70k and then sell which would reduce the taxable amount to about $130kCurious on thoughts from others if you would prefer to try and rent it out again or sell and allocate the money elsewhere. 

Almost anything worthwhile you can do with that money will yield better than 3.8%.

But in terms of setting it up I think I'm better off leaving it to the techies...Jim- Your comment(s) are testimony to what Josh and myself are saying.

These are some creative ways to make the deal work better for all parties involved. 

:Hmm...I would have said that cheap and quality are not something that can be had together...maybe I'm wrong...or maybe everyone has a different idea of cheap and quality - lol.Some great ideas to check out - thanks BPMaybe a better word be inexpensive.

Also that makes sense as the better option.