now for sure the tenant is being a typical tenant and why me personally dont like to deal with tenants the juice is not worth the squeeze.  

However, during our working relationship, which was literary for 4 months, I found that Alpha engaged in dishonest practices and failed to fulfill their commitments.

This way you have a local physical bank for checks and other bank services, while you start building a relationship with a potential lender.

I would certainly rather have the tenant pay $3,500 and personally pay an extra $100-$500 for a whole new unit. 

(and I don't mean on Zillow - I mean in person.)  

On a personal note, I enjoy the conversations I have with noteholders who reply to my marketing, and I enjoy being part of the secondary market which supports seller financing. 

., but the average person would just do it on their own. 

But I don’t think you made your thinking visible to OP that buying in personal name to begin with is the basis for your comment.

Furthermore, the heat poses elevated wildfire risk, which could partly be why in two filings with the California State’s Department of Insurance on Thursday, State Farm disclosed it is seeking a 30% rate increase for homeowners, a 36% increase for condo owners and a 52% increase for renters.No matter what side of the political divide, in my near forty years on this planet I have personally noticed local and global warming.

@Bruce Woodruff: Sounds like a personal problem.