I work as an analyst for Investment Real Estate in north York (a developer and broker of self storage), but I've also worked as a property manager for Royal Square and a subcontractor for Distinct Equities (the group doing the Colorworks building on George St)...so I've gotten around quite a bit!

Every city is broken down into distinct neighborhoods.  

If so, would it be similar to the combined income that spouses qualify for or is there a distinction?

Hope this clarifies things since there is a lot of non licensed people on here that don't understand there is a distinction.

I can believe that to be a distinct possibility. 

They don't seem to make any distinction on the pricing (at least online) for firsts vs seconds. 

Typical for this type of article, there is no distinction made between properly disclosed investor transactions.

It is important to make that distinction, that is where you are a "Principle" in the transaction thus not brokering a deal.

Usually there is no distinction for HOAs if that agents serves more than one HOA.

I like to have three distinct pots of money, rentals that cash flow, 401k and then an after tax brokerage account in the market.