Whether bank or credit union - either will work. 

Fico while they will look these are not credit score driven loans like those buying rental houses or houses to live in...

Now 3 of the 5 taxing authorities give a credit for doing them on time which can be as high as $150 savings for me each month and I am not sure I would get that using Avalara.

The mortgage will also stay on the seller's credit which might create an issue when/if they try to purchase another property.

It simplifies the process since Zillow handles credit, income, and background checks for a small fee paid by the applicant.Background Check Services: If you prefer not to use Zillow, consider using services like MySmartMove or RentSpree.

Thats your bonafides to being able to do future deals.As mentioned above, keep your credit perfect.

In neighborhoods that won't attract high credit score tenants, I've found that a stable job history with a MINIMUM of 1 year at current or previous job to be the best indicator of a great tenant. 

Faced with the same problem I had to begin with, credit scores aren't great and don't have a qualifying cosigner for any type of traditional loan, mortgage or any type of equity refinance or HELOC, right now at this moment.

The credit score is the single best indicator of how one pays their financial obligations.

depends on your credit if you can get a mortgage or your ability to find good deals that you use hard money for and then refinance into DSRC.