The strange thing is; most of the rich people I've ever met who have far more than enough money to fulfill those dreams never do because there is this strange phenomena where most of the people who become rich do so because they are hard-working people and the second phenomena is that the people who work harder and who earn high incomes constantly have more business tasks on their plate.

I did install my own recirculation pump setup that has been very effective in cutting down on the proverbial wasted HW water wait & winter cold water sandwich phenomena.

I agree the ADU phenomena is not always what’s it’s cracked up to be- especially for most people who are trying this with SFH’s.

yeah, these Airbnb thing is just phenomena from an on-demand business that was created circa 2009-2013 era, but these business model seems pretty absolute. 

This is not a new phenomena.

But you need to keep in mind that the ADU phenomena is very new. 10 years from now there will be more of these in suburban neighborhoods, and we will get a batter idea of the value vs traditional SFHs. 

Yes, I own NFT's and cryptocurrency and believe the world is going to change due to AI in the coming months and years.I look forward to interacting and believe that everyone has something of value to add to any conversation.The day science begins to study non-physical phenomena, it will make more progress in one decade than in all the previous centuries of its existence.

My strategy to pay off 30YFRM within 10 years comes from the phenomena that during low-interest rate era, appreciation for house is double than the interest rate / mortgage rate ; with 3-4% interest rate, the "cross line" between equity building and home value is gathered inside the 16/18th year. 

Yet there are many indicators that are pointing to a possablity that far from massive inflation we could have either deflation or worse inflation in costs but not in pricing or revenues at least in the short run.The short-term phenomena is well-known with stagnating wage growth but rising prices in things like housing prices and rents making it difficult to see how prices can rise too much further from here at least on an average basis.In the long-run though, which I see referred to less often, things like big declines in working age populations, longer working years for seniors and rising dependency ratios could make it so deflation is more of a worry than inflation.None of this probably makes for a huge catastrophe event but could certainly hurt inflation dependent investments at least in the U.S.

Perhaps we don't understand the science behind it, and who knows, perhaps the reason it happened was because there is an omniscient being controlling all the world, but if it did happen once, it is part of the physical laws of our universe.You can't just say, "God did it, so it doesn't count towards our statistical analysis of the phenomena."