Is it like the following:a)  Make an offer on a 5-unit that the Seller acceptsb)  Do my inspections, come up with gameplanc)  Present the lender with final gameplan, once approved then proceed to closing & get the keysd)  Have XX days to convert to a 4plex?

We had a tenant HUD approved Section 8 where we had 12 people ina 4 bedroom house. 

-Construction Permit was approved by City August 2022.

Another option is a personal loan, but positioning it as a home remodel (rather than an investment property rehab) could improve approval odds.

Also what are solid reasons/hardships I can list in my rezoning request that will get it approved?

It would cost a lot to get the planning approval and do a complete renovation of the 2 units.Can anyone suggest what would be my options at this point?

As of now , they have the land , the permits and city approval to build the houses.

Or did you get approved for a certain amount before you went to auction?

•This additional income can help offset costs and increase your total reported income for future pre-approvals.5.

I have not gotten pre-approved yet.