That can make it virtually impossible to evict, or at least, very expensive.If circumstances allow, I'd push to get it under contract now with closing scheduled in 6 months. 

They can only change with a VALID "changed circumstance". 

An older family member is being forced by circumstances to list his house in HI.

So I’ve been saving for awhile now I have enough for a down payment, but there are some circumstances that is making my ability to make a decision really hard.

They didn't support a moratorium by comparing Covid incidence in people who were evicted with those who were not evicted which might make some sense and the time period of comparison is not relevant to current circumstances where there are vaccines and decreased unemployment. 

Free beer, pizza & food on Saturday night, since there is no longer any 'squatting' law enforced.I wonder how fast your non-paying tenant would move in those circumstances?  

In your current circumstances, the only logical option would be to get a cosigner.

Like any government intervention on supply/demand, unforeseen repercussions will occur. 

The bank approval process seemed slow, partially because of unforeseen challenges associated my wife and I being expatriate citizens solely residing in Peru. 

And, if none of the above protect in that circumstance, is E&O readily available to an LLC that holds property and/or remodels?