Obviously you'll want to confirm any of this with your lender, but this at least gives you something to prepare with.The common items in the article are either relocation or an increase in dependents, but it also mentions if the LTV on your first FHA loan is in a good position that will be considered as well.https://www.fha.com/fha_articl...

Here is an interesting article from the horse’s mouth on this topic:https://www.stlouisfed.org/publications/housing-market-perspectives/2020/storm-clouds-approaching-housing-market

The good news is, you're young, so you should have a lot of time, energy and drive.

Please post any relevant articles as well!

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

There's a post here that I followed and I think there's also a BP article detailing this somewhere.

Make sure to utilize the BP podcast as well as the many books and articles written! 

I wasn't looking to increase my loan.I know there was an article or post that someone made with detailed answers on this, but I can't find it for the life of me!

Excellent article Ruth, thanks for sharing!   

The lien sale is posted in the news paper and usually just a couple times a year.