For New York to become the epicenter again is to change backwards and I don't see that happening, the market is not a debt driven market over 60% of the transactions over 1 million are cash transactions.

Loan type is generally more driven by the property and the business strategy around it.

Grade A is what you need for Short or medium term so that part is great.

I am very driven and I want a career dealing with real estate in this way as an agent really doesn't have a high appeal to me.

Verify with a good accountant but ai would think if no capital gain - no tax other than for interest you earned.

It may make sense to test it out on a smaller scale in more a transit driven town with nightlife such as Huntington, Babylon, Bay Shore or Patchogue.

If Apartment A is a 2bed/1bath with washer/dryer and Apartment B is a 1bed/1bath with no washer/dryer, Apartment A should pay a higher rate.

More hustle then can be measured and driven by dreams of long term wealth to pass down to all of my children

I think it's time to ask whether statistical/AI-based price prediction is even worth looking at.

Many OOS investors set themselves up for failure because they don't truly take the time to understand:1) The Class of the NEIGHBORHOOD they are buying in - which is relative to the overall area.2) The Class of the PROPERTY they are buying - which is relative to the overall area.3) The Class of the TENANT POOL the Neighborhood & Property will attract - which is relative to the overall area.4) The Class of the CONTRACTORS that will work on their Property, given the Neighborhood location - which is relative to the overall area.5) The Class of the PROPERTY MANAGEMENT COMPANIES (PMC) that will manage their Property, given the Neighborhood location and the Tenants it will attract - which is relative to the overall area.6) That a Class X NEIGHBORHOOD will have mostly Class X PROPERTIES, which will only attract Class X TENANTS, CONTRACTORS AND PMCs and deliver Class X RESULTS.7) That OOS property Class rankings are often different than the Class ranking of the local market they live.8) Class A is relatively easy to manage, can even be DIY remote managed from another state.