-------------------------------------------------------------------------------------------------------------------Let me ask you this:If you can make an average of 14%-30% ROI on money you invest into real estate, then why would you rush to pay off a 5% note with your extra cash?  

You will pay extra for short term rentals. 

I think REI is a GREAT way to spend that extra time, and definitely a great way to build up wealth for future passive income.  

Extras and improvements may push for a higher rent, but not enough to really justify them. 

(Blacked out names, addresses, ect)Almost all of my extra cash is going into the remodel.

I also use crown moulding in my kitchens and baths and everything at home depot is an extra. 

And while doing research I saw houses with the extra square footage that will be added after finishing the basement going for about 150,000.

Real estate is hard enough without adding the extra trouble of having to also keep it secret.

Sure the additional 12 units under consideration have a price tag of 285k but they would bring in an extra 30k of revenue yearly.

.)-- When you find that deal that makes sense and you have you savings for your down payment plus a little extra.