Rescission is where, even 2.5 years after the loan is made, the borrower simply pays back the principal only and all interest, points and other finance charges are refunded to borrower.There are conditions to rescind, ( whew, spelled that right) so you have to look those up, and there are other penalties too, for failing to provide the TILA disclosures.One interesting thing in the HUGE world of borrower litigation, many borrowers do not raise TILA claims as much any more, due to the fact they prefer to stay in State Courts (TILA being Federal) where the atmosphere may be more friendly to anti-lender litigation.

I don't know what statutes are on the books for federal officers but if I were a civil rights attorney and knew more about this, I'd spend some time talking with the guy about this case.

We have had a divided country since before the Civil War but that should not keep us from coming to the table with an open mind to solve the enourmous chanllenges that face all of us.I have been dissapointed with the blatant misstatement of facts and outright lies that have replaced honest and open debate on the issues.Unless we are able to have open discussion of the issues and shine a light on the hidden ajendas of our politicians I fear that our government will continue to be ineffective.

A civil engineer can run a feasibility study, but architects are generally pretty solid for smaller projects like what I think you're trying to do.  

All I do is mostly multifamily and triple net.On one side you wealth preservation,offset of capital gains,and some cash on cash with triple net.With multifamily you have a few percent more on the cap with more in rent bumps but alot more tenant headaches,management issues,and ongoing maintenance and utility costs.Especially with the value add C type buildings investors want to own.The A and B buildings are gobbled up by institutions and most small investor groups or individuals can't compete.There are a bunch of transactions happening in Georgia for commercial and the market is hot.It's all in what you buy it for.Believe it or not many investors love the United States.Compared to other countries we do not have the civil unrest and currency problems that they do.They still see the United States as a safe haven for their money.You can also get yearly rent bumps in triple net.With pharmacies you can get in with 5% down but they do not have many bumps at all.The corner parcel is valuable but the pharmacies 98 times out of 100 will renew the option when the main term expires (usually) 20 years.Restaurants offer a much better cap but the lenders want 25% down as they are not as bullish on that property type.So it's always a process on how much risk versus the return an investor wants.Even when an investor owns a few house and wants commercial they tend to go for multifamily at first but then they might decide they want something less hands on and involved.For some getting at an 8 cap with a triple net check is worth it over driving an 11 cap with multifamily or residential.I like business tenants because they have CASH FLOW instead of residential ones where the income tends to be more erradic.It is easier to research the strength of the business tenant as well.

Of course, you'd have to have a structural engineer, civil engineer, and an architect sign off on it.

I graduated from Penn State as a Civil Engineer and have had management positions with several large construction companies since then.

If I had time I would have stayed around because the civil small claims were next .

Hi everyone, I'm Trent Ford.Currently I work as a Civil Engineer in Houston, TX.

Ask for the civil division and speak with one of the clerks.