They just don't have the ability to recapitalize. 

The CARES Act suspends this rule so that net business losses for 2018, 2019 and 2020 can be used without limit.IMMEDIATE REFUND OF CORPORATE AMT CREDITThe TCJA provided that the alternative minimum tax no longer applied to C corporations.Those corporations with AMT credits were given the ability to recover these amounts as tax reductions and refunds over a four-year period (2018-2021.)

They are available to small businesses directly affected by the COVID-19, or that offer services directly related to these businesses.Applicants must have good credit history, the ability to repay and be physically located in disaster areas (economic nexus does not suffice).

Documentation for non-rent payments and making sure to have information that the COVID-19 pandemic has directly caused tenants ability to pay will be hard, but extremely important.

Even before COVID-19 came onto the scene, it has been a prevailing theme over the last year or two that cities and states are pushing more laws limiting the abilities of landlords to collect rent, evict tenants who don't pay, renovation and increase rents, and other regulations regarding how their business is operated. 

Successful Real estate professionals have their own Mortgage lender LO cross verify the buyer's ability to close on a loan before going into contract. 

I can afford the monthly payments just fine with no real strain put onto my life or ability to support my needs.

I ended up buying a house I had never set foot in, and was so confident in his ability to spot the cause of some damage that looked worse than it was, that I was able to beat a bunch of other cash offers by removing the inspection contingency.

I'm a bit afraid of using a HELOC, but i think that's because I'm just not educated enough on things yet to be confident enough in my abilities to make it all work.

It may also be worth a conversation with her to get her to understand what effect filing an eviction against her will do to her future ability to secure housing.