@Joe Wright there are plenty of us out here.  

Here is what we are estimating right now, so we would appreciate any feedback if anything is missing, not estimated high enough or much too high.Exterior- Roof, siding, lawn, driveway, etc. all in good conditionInterior- Demo $500 (removing carpets, flooring, etc.)Drywall Repair $1000 (various holes in walls and ceiling up to 1-2' across)Plumbing $300 (two new toilets, fixtures)Front Door Replace $300Electrical $300 (electrical box has a circuit breakers hanging loose)Interior Paint $2500Cabinets/Countertops $3000Carpet/Flooring $4500Kitchen Appliances $3000 (buying refrigerator, stove, microwave, dishwasher used)Totalling roughly $15500 and this includes labor cost.

Hopefully your significant other (over time) will realize how important it is to you, and will also be able to eventually see the fruits of your labor.  

Joe Wright , try putting the location in the forum title.

@Joe Pitrolo I tried to use Hood in the very beginning of owning the property (they were who the previous owner was using) but they were hard to get in contact with and not responsive with getting me quotes so I went elsewhere.

Joe, its $159K, nothing owed.Thank you both

Originally posted by @Joe F.

Hey Joe Villeneuve what other strategies would you recommend?

Most Direct Lenders in the Philadelphia Market are Portfolio and or follow the FNMA 10 Mortgage Rule.Let me know if you have any questions.Regards,Joe Scorese

Hello everyone, My name is Joseph most people call me Joe.