Banks change their policies all the time and state and federal regulations will sometimes dictate these changes.

If a Tenant violates the Declaration, Bylaws or Rules & Regulations, the owner shall also be held responsible. 6.

Then get into zoning regulations and stuff like that, but that can come with time.

@Brian Johnson it is going to be hard in the current interest rate environment to get a lower rate than 4.75% unless you do a variable mortgage like 3/1 ARM or 5/1 ARM.

An additional 7,500 buyers chasing the same small set of properties will significantly drive up rent and prices.Companies will also be forced out by California taxes and regulations.

While this may be up for debate there are still laws and regulations that need to be followed.   

@Jenny Adel you just said it’s an SFR and the first line of the regulation yOU QUOTED spECIFICALLY excluded SFR’s.

The below chart is how the cities matched up according to the article: Overall rank (1=Best) City Total Score 'Real-Estate Market' Rank 'Affordability & Economic Environment' Rank 154 Boston, MA 58.32 92 270 287 Fall River, MA 42.63 289 275 288 New Bedford, MA 42.62 290 266As you can see all 3 cities ranked among the bottom of the list as far as Affordability and Economy is concerned.

I have looked at the ADU rules for Escondido and San Diego city as well as what CA mandates in the CA ADU regulations (which puts a limit on how restrictive any city can be with their ADU rules).So with your financing and plan to add an ADU, it would not be a smart decision to pay extra for a zoning that you would not be able to fully leverage. 

Also note that the cities of Portland and South Portland (and other surrounding towns) are taking a hard look at short term rentals, and additional fees/regulations seem likely.