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It keeps his skin in the game and hedges against him selling us a disaster that he is just trying to get out form under.2.

Is the man you spoke to an attorney or a government employ that would have no skin in the game if it all went wrong?

Skinning some newbie landlord or home buyer would be much different than skinning me in a deal, LOL, like that would happen. :)Assigning contracts is not a good business model, it's an exit to be used once in awhile depending on circumstances.

- How much skin will you have in the game?

Conventional loans sometimes allow gift payments but not 100% of the down payment as they require some buyer skin in the game as well.Downside to FHA though is mortgage insurance premium is high and you can no longer get rid of it for the life of the loan.

The people was all so miserable and back bitting and scornful and would not share anything and then the luch call is made and he goes as they all run to the table and then he notices that there they are with the same HUGE TABLES of food and that giant silver ware again and them tables almost 5 feet accross and so long almost unending and just piled full of the finest foods and yet he realized the people was emanciated almost most starved to death and skin and bones and fighting and arguing and scratching and trying to eat with that giant silverware and yet it was so large that with all the plenty there was everywhere they could not utilize that giant silverware and thus could not get any food in their mouths hardly at all and was starving in a land of plently.

So, you're wondering why your brother, that's basically a hard money lender, is having reservations about working with two partners that have zero skin in the game?

Anyone ever done a deal like this where the potential buyer will instead of giving a down payment, they will supply the labor, materials, and licensed subcontractors as skin in the game?

We would each be putting in $10K, so I will have some skin in the game.