Unfortunately, there is no industry standard for how rebuilding estimates are determined and companies are not regulated to a single style.  

You need to expect rates to increase somewhat with a rising interest rate environment but not panic if you are in strong markets because demand for apartments compress cap rates as well.  

It seems like MFR has been bid up to crazy levels, in part by folks chasing yield in a low interest environment.

For some of the exemptions, such as Rule 506 of Regulation D, a company may sell its securities to what are known as accredited investors.

Cities all over Europe have initiated bylaws aimed at regulating and taxing short term rentals.

The agencies who enforce these regulations do send out testers who apply for your property and try to get you to reject them based on a protected class.

The loan from the exact same bank at the first of the year was in line with what the rates were in Dallas, so I figure this one was more or less in line.End of the day, I think we are in a interest rate rising environment, imo its time to lock in long term debt,  clean up the personal balance sheet, sell marginal properties and be very selective on purchases.I know we are being a lot more selective in the offers we make.

File a notice to pay the day after rent is due when not paid, learn your state landlord tennat regulations and inforce them swiftly.Time is of essence, you can not listen to tenant excuses or promises until after you file your paperwork.

Mike is correct, you should ignore me and learn your state landlord tenant regulations before dealing with tenants.

Banks change their policies all the time and state and federal regulations will sometimes dictate these changes.