I'm looking for reasonable Insurance on a vacant for a period of 6 months.

I'm in the same boat as you, closing on the 15th and no insurance agency want to insure me.

Was he licensed and insured when you hired him? 

The RECORD of the crime was expunged, but not the fact that it was committed, to begin with.If you are confident that it was them, you should proceed as if they had committed the crime (which they did).Bob

But property and flood insurance is! 

This last market boom, where besides "affordable" housing, people were protesting Google shuttles (one character even had a Google bus piñata, and proceeded to smash it during a protest), I knew things were changing.

If so, you can get title insurance for less than $200 that would find any issues and protect you moving forward. 

My immediate concern however is how this cancellation of insurance will affect my mortgage on my loan.

After college I worked as a construction estimator for a high-rise developer in Toronto, and currently VP of a civil general contractor in Sarnia, ON.We cashed out of the city life a number of years ago and split the proceeds to by our own home and our first rental property. 

Is there an ethical way to demand payment or can you chalk up the loss rent on insurance claim?