Anything that breaks we just bill the owner as it occurs.

Many people get over leveraged and can get into hot water when such situations occur.

Unlike the residential market, where it literally does not occur to some homeowners that they might be sitting on a lot of value, I feel like industrial brokers are regularly in owners' ears about what their building might be worth. 

Having cash in the bank also reduces your risk when a problem occurs.  

At only 3.5% down, you should have laser focus on getting to 20% equity asap so you can get rid of your PMI- it's a waste of resources and will harm your DTI. 

State governments put real estate laws into place to protect the public from harm, because for the vast majority of homeowners, their home is the single most valuable things they will ever own. 

., can do your own comps), and if you don't really "need" to sell, I think there's no harm in taking a shot at selling it yourself.

Its difficult to do these things because in the event that something bad happens the co worker may blame you which could harm your relationship.

Since you don't know when the damage occurred, don't guess, just state the date you discovered the damage if you make a claim. 

The buying and selling will occur within 45 days.