I have yet to come across any CRM that's all-in-one, that did everything well.

Colorado changed from selling liens and issuing deeds to selling liens and then auctioning off deeds as well.

I am interested in this topic as well. 

Mortgage rates are driven by the capital market and basically follow the bond market, specifically 10 year US treasury with a premium, historically about 1,7%.Yesterday the 10yT fell to 3.9% and I have seen 5.99% 30y fixed rates with a local bank in here Milwaukee (that is still an inflated 2% premium), so 5.7% would be historically normal based on a 1.7% premium, even without the 10YT going any lower.Here is why.If the 10yT offers lower returns, more investors want to buy mortgage-backed securities instead to get higher returns (about 1.7% higher), as a consequence lowering the returns on those as well.

My wife and I plan on buying another property at the end of this year and will probably move that property into the LLC or Trust as well.

From a legal and liability standpoint, it is imperative to keep all three properties in separate LLCs and to keep the accounting separate as well.

It's probably best to start by reading up on some books on the subject as well as networking with others here who have done these types of deals already. 

Well, the AC unit is about 30 years old, its shot. 

I am in need of one as well.

Even a rent to own type set up, again with the customers property as collateral as well.