The total cost of project is more than we can qualify for based on personal income, although our W2 income and credit score all work in our favor.

Brush-applied Rustoleum thinned with Penetrol on a shellac or oil-based primer will endure abuse beyond all others.

However, there are pros and cons to this approach:Pros:Streamlined Operations: Property managers can integrate their systems more efficiently, leading to potentially better management and guest experiences.Experience and Optimization: They might have established profiles with good ratings and reviews, which can help attract more bookings.Cons:Loss of Control: If you stop working with the property manager, you could lose access to the listing and the reviews associated with it.Dependency: Your business becomes more reliant on the property manager, which could be problematic if the relationship sours or if their service quality declines.As an experienced STR manager, you're already familiar with many aspects of managing rentals.

It's also highly subjective based on the lists you're dialing and your sales skills.

Based off previous property taxes payed by the family member, we estimate the property to be worth roughly 100k once livable.

First 10 years is interest only, then after that you start paying principal/interest, but you can pay off the credit sooner and then as you pay it off you can invest in more deals once you get your other properties cash flowing to cover the debt service.

Talk to your agent in Cali - you will need a short term (STR) renters policy on the condo as a base level policy which opens the door to getting an umbrella policy.

There are alternatives such as bank statement averages of 12 months, a P&L statement and exceptions to qualify based one year of income. 

I am pretty sure they are only economically motivated since no one in Cincinnati actually discriminates based on race other than 2 and 3 family owner occupied units.

You're not picking stocks...this is far more hands on and nuanced than looking up stats on the internet.