Hello folks,Under contract on a 2nd home with 300k cash due to the hotness of the area, I’m not interested in waiting 6 months to “season” before I’m allowed to cash out refi.

Hello Everyone,I am currently looking to write an email or letter to ask for mentoring or education from a seasoned note investor (Somewhat of a letter of intent or business interest type format).

Being tax season, I am sure he is pretty swamped.

It has great cashflow potential though, its a buy and hold.Does anyone know of any banks that will do 75% LTV cash refi without the seasoning period and at a good rate?

She would have to sell it at a discount - since the note would not be seasoned - the discount would be higher.The note should be attractive to a note buyer - some points;Short term balloon - 3-5 years - could be amortized for moreAn attractive interest rate 6-10%Additional collateral from buyer (mortgagor) you could build in release clauses If she needs $30,000 - make the note for $35,000 (to cover the discount)Get credit reference from buyerGet real estate history and field experience of buyerCreate first mortgage - not a secondNote should be non-assignable or assumableAll of the above will help sell the noteAdvertise for NOTE BUYER -  make calls - go to the internet - run ads in legal papers, contact REIA's in the area.Additional she could keep the note for a year to season it - that would help with the history of payments.Good luck

I've got an offer accepted and just getting my ducks in a row..I appreciate any inputs, recommendation, etc from seasoned investors!

Since we're here again for another Tax Season, I'm just curious , as to know 100%  what Tax Bracket someone falls in as a whole (  State, City and Federal ) ....all Combined Is it  15% of your Income you should hold out ?

From newbies to seasoned investors.

Just looking for some thoughts from seasoned investors.

Hello BP,I am at the Refinance part of the BRRRR, and I was trying to find a lender that can cash out refi with no seasoning period ( I've only owned it for 2 months ) on an SF investment property I have in Pittsburgh.