I would talk with him further on how to do this because I am not an attorney.3) If you read the verbiage of SB608, you have some flexibility since you owner occupy as @Oscar Cardenas noted, but I would tread lightly here. 

I live in California and purchased my first property on a 4 bedroom house brand new home build, we are the first tenants.

I live in California and purchased my first property on a 4 bedroom house brand new home build, we are the first tenants.

Depending on the condition of things, and the tenants you install, that $70/month in maintenance may not even cover the turnover costs, which for me on a light turnover, can still be $1500.  

Hi, I am brand new to real estate investing and am looking for something with low financial risk as a learning experience.

The inside of the bathtub was a light black that wouldn't scrub off at all. 

I'm wondering who can fix it up and make it look brand new.

New lighting and faucets added throughout, all wood floors were stained in gun stock, and all interior walls were repainted with a darker gray in bedrooms and a lighter gray in common areas with a bright white trim.

While Dave Ramsey is proud of them it affects their credit in a negative light. 

We have central heating, lighting for common areas for a multistory building, and found out gas and electric faced a cutoff as the HOA is months behind in paying bills.