Would you rather pay 5% tax or 25% tax? 

Essentially paying down my principle puts more equity in my pocket for when I want to tap into this resource.

Alternatively, you can pay $119 per unit that vacates.  

@Vi HuangNever heard of them but there are way too many lenders out there to be paying fees to review the loan.

If you sell now you won't be paying tax on that profit!

I was doing a lot of legwork and still paying RE agent for the transactions up until got my own license.pros: no commissions in your transactionseasier qualification as real estate professional to offset high W2 of spousecan get access to any house/ easy logisticsmore control in the transactionMLS access with all the information on tip of your fingers, you can move fast with the deallicense knowledge helps to make better decisions and gives broader understanding of the industrycan legally do property management for others, wholesale (many states now making outlaw to do it without license)cons:need to take an exam (it needs preparation and to be good not just barely pass you need to study)fees you pay along the way (MLS, brokerage(I signed with investor-focused on and have a monthly fee and a transaction rate))self-management including taxes and feesneed to relicense + paid education Don't forget the biggest con.

Both Prosper and Lending Club offer loans big enough to cover your 50% down payment.Something I would never recommend to most people, but as a last resort -- if you absolutely knew you COULD pay it off any time you wanted, you could put the down payment or at least a big chunk of it on a credit card and float it between 0% balance transfer offers until you get it paid off.

They’re asking that I designate a project manager who would be able to visit the site regularly, but is not the GC.

I would then buy more properties and use that cash flow to pay off the 401k loan in time

While mortgage+ taxes may be similar to rent, you are not paying down the principal early on in the mortgage and closing costs on either end are likely to add up.