I would like to know if the 11.02% answer is correct and if so how did they get it lol because like you said the rest of the IRR equations check out in the chapter.

I know I still have some more learning to do, but I feel I want to focus on flipping and/or short term rentals to start.

You are new, so you don't have a pool of contractors, or know what things really cost, or what a scope of work truly entails and if you are getting fair bids or not.  

Please let me know if you have any questions 

Hellen  Keller may have not noticed however I certainly could with just a cursory review of the property. they don’t actually know the extent of the roof however note possible deficiencies.  

How do you know your ownership is clean?

So, they would want to know if there was a substantial decline like that.I haven’t seen a change.

dont know fairmont but do know visio as they have made loans to folks that bought property from me so I know they fund and thats a big deal to me as a seller.

Just about any neighborhood within 30-45 minutes of Tampa/St Pete offers solid opportunities for flipping (I know, I know, a realtor telling you everywhere is good to buy :-). 

When they're ready to sell or know someone who's selling, you will have a connection that could get you the deal.