Hardware is a personal preference and you’ll likely turn off some people with your choice.

I personally prefer metal.

The attorney fees alone for these type of deals are starting at $10,000 per person and every international investor has to invest a minimum of $500,000. 

This is screwing my DTI when trying to purchase a new home as my homestead because all the debt is in my personal report but only 20% revenue.Is there something I can do to change this? 

That's not my cup of tea and also very risky and capex may exceed cash flow if you don't spend enough on rehab up front.My last few personal purchases all involved circumstances that gave me an edge: at this point I look for properties that need minimal work: instead of a 6 months rehab, I already get 5 months of rent.

I've seen limits of 2 people per bedroom, so I imagine I could limit it to one person per bedroom?

I have a feeling that person is not going to leave.

I personally wouldn’t buy a property where the unit mix is only 1/1

Sell the home you currently own to a non-disqualified person then have them sell it to your retirement account...just in case you're thinking about getting creative.   

The insurance is prohibitive but we're personally browsing property on the North Coast currently.