I've gone so far as skip trace a drivers license of a car in the driveway and found it to be the daughter of the decease, however, she didn't contact me back.

The loan officer heard that and got mad.

You also might want a photo copy of both of their drivers licenses..

It's not that diversification is wrong, his point being if you know the market drivers and cycles then focus on ensuring you're the most knowledgeable and you will come out further ahead than if you diversify.

Servicing the wells will require thousands of trucks and drivers to stay even after the drilling is done, but that is assuming that it is still profitable enough to run the wells.Good point Jerry, the towns do go through boom bust cycles so it might be worth the effort to find a town that has not begun the up swing yet or in the early stages.

A couple thoughts based on Mike's post:The book Secrets of the Canadian RE Cycle gives some pretty detailed info about drivers of the cycle.

I was a journalist for 10 years whose job it was to find bills, laws, ordinances and still ... it's super difficult to find the actual language of any law.)For Denver, a "primary residence" as defined in the municipal code, Chapter 33, Article III, sec. 33-46(4) is: "...a residence that is the usual place of return for housing as documented by at least two of the following: motor vehicle registration, driver's license, Colorado state identification card, voter registration, tax documents, or a utility bill.

@Scott Weaner, mad photoshop skills!  

We are mad about the subletting and the sorry state of our property and want them out ASAP. 

The drivers for the economic downturn in the last decade don't seem to be repeating this time around.If there was a "correction" in Bay Area real estate, I would not be surprised if there was double digit decline.