It's probably because the spread is too much and they did nothing special.

I obviously would prefer the 3-3.5% down you and @Ozzy Sirimsi mentioned, who do you go through and is it a special kind of loan?

@Alberto Leonard you will want to work with a CPA who specializes in RE sooner than later, however you don’t need that before starting.

Avoid their free YouTube videos, their offers of newsletters, special reports and especially avoid attending their free introductory meeting or workshop.Then go ahead and decide if real estate investing is something you want to pursue.A MUCH better idea than starting as a “wholesaler” is to obtain your license and become a real estate agent.Becoming and agent has the following advantages over trying to wholesale1.

The seller's attorney is also wanting due diligence days, earnest money amount, closing date and other special stipulations.

There are some special DTI considerations when student loans are involved...I think.  

You want a surgeon that specializes in the kind of surgery you need, not a general surgeon.

He's not local to PA- I don't believe any of the REI specialized tax pros on BiggerPockets are, but he's an invetor as well and long time member on BP. 

When refinancing we worked with a lender that specializes in financing for real estate investors.

If you've only ever lived in single family homes, you might specialize there to start instead of apartments.