Also can’t stress this out but if your going toward (working with an agent) be sure they are investor oriented in properties you seek to purchase .

My questions are: how do I approach the conversation that the goal is to help them get out of a stressful situation as well as making a good business decision for myself?   

That's what many tenants would feel and do ..... but in the back of my mind that stress of doing that would still linger with me... not something I have EVER done beforeBasically I'm pissed that my wife for even put us in this situation by signing the lease to begin with...

Slacks and a button down?

It seems easy and exciting-- Roofstock.com has a "buy it now" button, for Pete's sake (don't do it!).   

I do not want to put them through the stress of another additional expense.

If you don't want turnover, it often makes sense to have smaller (or no) rent increases on reliable low-stress long-term tenants.

This too shall pass.Interestingly, this is exactly the reason that loan underwriters "stress test" the financials on properties and require things like a 1.3 Debt Service Coverage Ration and cash reserves.

I’m only 20 years old, what I’d really stress about is Credit, work history, and have a bunch of money saved up whether that be in a high interest savings account(Not many high interest paying banks because of the virus) also could start off by putting money into the stock market, allow it to grow you some capital meanwhile you shadow someone else with the experience.

@Bjorn Ahlblad thank you for stressing that.