and always ruin any sort of gains I made from previous workouts/ eating right. 

You bring nothing to the table but want to eat ?

On top of that, CL is stocked to the gills with scammers, wholesalers who are illegally marketing properties - often daisy-chained (trying to mark up another wholesaler's deal) and clueless wanna-bees, all of whom eat an enormous amount of time.I finally pulled the plug on CL completely with the exception of posting a listing that I have for sale. 

Also, the 15 year mortgage idea would eat up all of my cash flow and while that will pay down the loan quickly, I prefer the cash flow at this stage.

If i have to reduce price to 1.18, should I sell and eat the loss or should I refi ti standard mortgage of 940,000 (4.5% interest) pay off first loan, and hold and rent?

Personally, we don't even use one of the closets and both rooms are almost too large as we have a lot of empty open space that feels somewhat awkward, though it is nice not to feel cramped, don't get me wrong.I've thought about taking out one of the closest and eating into the space of both bedrooms to add a third bedroom.

I spent 15k on the renovations since I don't mind eating the time spent fixing since I paid in cash anyway.  

Because you are statistically much closer to death at 50 than at 30, and thus don't need to rely on the investment outperforming your expenses for as long - if you had a down year, with no investment income, and had to eat into principle, it's not as crucial if you have 15 years left to live as if you have 30. 

So that would eat into that security deposit.How would you negotiate going forward or would you give it a little more time before responding for her to let what she said sink in....?

But seriously, the countt eats all profit.