The thing is: he has so many other fantastic qualities... but it's a bummer because the intoxicants really do inhibit his potential.

Now the bad part.  

I'm starting to have companies give me estimates for replacing my two rental units HVAC systems and after a little research have come across the notion that the installation has a lot to do with the long term quality of the AC and furnace. 

The only bad thing about removing the tiled landing is that youre only moving the 'step down' problem from that bedroom door, to now the front door, which is very uncommon to step down into a front entry door.  

Too bad about the sewer tie-in limit but aerobic systems are not bad you just have to maintain them and have service contract on them.  

., the good and bad areas of town. 

I have seen amazing personal growth in myself over the last sixteen years and now believe I enjoy high quality partners because I have evolved as a contribution minded person.You're not going to succeed in real estate unless you go through massive failure.

It took out one house from what I can see and the house I'm talking about has fire damage on the sides of it pretty bad.

In other words, I do not think adding a co-signer really prevents a bad tenant from proving to be just that...

@Matthew Olszak  Options for Non owner occupied:   Option 1.  15-25 year fixed loan - 60% LTV, 3-4 points, and a rate in the 8s (for an empty (but not bad) credit report.