I have a high credit score, good income, and money in the bank, but I have been having a difficult time finding a DSCR lender I feel like I can trust.

That means I have to move my properties from one LLC to another, open a separate bank account, change bank accounts for rental income and expenses, etc. 

Can I use this negative cash flow as property losses every year to reduce my taxable income, or not since I make over $150,000?

We have our own personal home, but are interested in the idea of having some rental properties to generate additional income and build wealth. 

Additionally, if you have any referrals to good eviction lawyers who can take my case, I would be very grateful.Thank you so much for your help.

This approach required minimal additional investment, maximizing profit and demonstrating Partner Driven's ability to enhance property value through strategic actions.

For example, you could have sold as husband and wife and then bought your exchange property directly in the LLC IF AND ONLY IF the LLC would be considered a disregarded entity for income tax purposes.

is it standard practice to charge it from the tenant in addition to the rent?

This method allows you to set terms that not only cover your existing mortgage payments but also provide additional cash flow each month.

A DSCR Product is what you are looking for, DSCR Loans aren't based off of your income, they do not report on your personal credit and they are beating conventional investment rates in most cases.