I sometimes wonder if it makes sense for all of us landlords to confront them, they sold us a lie and now we are severely struggling from it.

Or perhaps I am not considering other options, so I am seeking help from this wonderful community.

As a 3rd-party real estate consultant that has no skin in the game other than what I charge, I provide exactly what you've described—unbiased, no-nonsense, and straightforward advice.

Have read and done some preliminary research on assumable loans, and was wondering if you could help me understand the hurdles that go along with it.  

Quote from @Timothy Franklin: This thread makes me wonder if this is a big enough problem that it would be worthwhile addressing?

Good luck with the kids they are a wonderful blessing. 

This Is for everyone's reference who comes to this thread and are wondering what we do and why these 2 people are upset.We are wholesalers.

I have umbrella insurance under my personal names currently so I'm wondering if the umbrella insurance would cover me in the event of some liabilityQuestions:- Am I better off keeping the rentals in my name since I have umbrella insurance?

I'm looking to have my property rezoned as well and I'm wondering if you were able to accomplish yours?

Almost daily I get a phone call of: "Hey, I am calling on your property listed for rent (that they are obviously reading because that's how they got my #), I was wondering, is it available?".