My plan is to add 2 - 6 shipping container type of small houses and an above ground pool at some point to make at least a section of the property short/mid term rentals.

Plus, there was lots of damage in a short period of time from those instances.That's okay because I have great support from my property management company, PPMG.

Conventional 5% Down Loan (Owner-Occupied)If you live in the property for at least one year, you can use a primary residence loan with as little as 5% down.After a year, you can convert it to a short-term rental (STR).Loan types: Conventional (Fannie Mae, Freddie Mac)2.

Hi All, I'm in need or a reliable tool to use when underwriting short term fix & flip loans.

Respond quickly and professionally to inquiries to show you’re reliable.Leverage Airbnb's New Listing Boost: Airbnb often prioritizes new listings in search results for a short time.

I'd rather keep the sub-3% rate for now and finance other properties conventionally for the short term.

Then there’s city regulations—some places heavily restrict short-term rentals, so you’ve got to check the rules.If you find the right spot and automate stuff (guest communication, cleaning, etc.), it can be profitable.

If your goal is to rent the property post-renovation, you might pair a DSCR loan with a short-term hard money or fix-and-flip loan to cover the rehab costs.

I recommend reading “Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties” - I found it to be very helpful when I got started investing 2.5 years ago.

Example, a short pay history - non-redeeming factor, a 25% down payment, a redeeming factor to counter the short pay history.