In theory it would be wonderful to get mortgages at 3.5% down and search for value-add deals to near break even on cashflow after year 1-2, banking on appreciation from a highly-leveraged investment in a growing economy.

I'll send you a private message to discuss the area further and how, if possible, I can bring any value to you or work together on something.

LLCs are ineligible for FHA loans and other government-sponsored mortgage programs

I financed the acquisition of the land with personal and private money.

Quote from @Louis Hamilton: The property is worth around 800,000 and has no mortgage on it.

I'm going through that pain right now and my gut reaction on Class A assets is to just wait it out, pay down the mortgage, and revisit in another 5 years.5.36% is way too low.

Capital gains are calculated as:Sale Price - (Original Purchase Price + Capital Improvements + Selling Costs) - depreciation (if applicable) = Capital GainYour mortgage or HELOC balance does not affect this calculation—it only determines how much cash you take home after the sale.In Massachusetts, if the home was your primary residence for at least 2 out of the last 5 years, you may qualify for the Section 121 Exclusion, allowing you to exclude up to $250,000 (single) or $500,000 (married filing jointly) of the gain from federal capital gains tax.

The industry continues to see consolidation, with private equity-backed firms actively acquiring, albeit at a slightly slower pace than the frenzy a few years back.

Quote from @Brendan Jones: I am very new to learning about real estate and am looking for advice on my first home and how I can best use it to help offset my mortgage and generate cash flow.

Feel free to private message me with any additional questions.