Am I guilty of breaking this commandment?

Grounds for denial of issuance of license or for disciplinary action(A) In addition to Section 40-1-110, the commission may deny issuance of a license to an applicant or may take disciplinary action against a licensee who:(1) makes a substantial misrepresentation involving a real estate transaction;(2) makes false promises of a character likely to influence, persuade, or induce;(3) pursues a continued and flagrant course of misrepresentation or makes false and misleading promises through associated licensees or through any medium of advertising or otherwise;(4) in the practice of real estate demonstrates bad faith, dishonesty, untrustworthiness, or incompetency in a manner as to endanger the interest of the public;(5) represents or attempts to represent a real estate broker other than his broker-in-charge or property manager-in-charge without the express knowledge and written consent of the employing broker-in-charge or property manager-in-charge;(6) guarantees or authorizes and permits any associated licensee to guarantee future profits from the resale of real estate;(7) makes a dual set of contracts, written or otherwise, by stating a sales price higher than the actual sales price in an effort to obtain a larger loan from a lender or lending institution or for the purpose of misinforming a governmental agency or any other reason;(8) is convicted of violating the federal and state fair housing laws, forgery, embezzlement, breach of trust, larceny, obtaining money or property under false pretense, extortion, fraud, conspiracy to defraud, or has been convicted of a violent crime as defined in Section 16-1-60, has been convicted during the previous five years of a felony directly related to the practice of the profession, or has been convicted during the previous seven years of a felony, an essential element of which is dishonesty, reasonably related to the practice of the profession, or pleading guilty or nolo contendere to any such offense in a court of competent jurisdiction of this State, any other state, or any federal court;(9) fails to report to the department in writing by certified mail, within ten days, notice of conviction of a crime provided for in item (8);(10) fails, within a reasonable time, to account for or to remit any monies coming into his possession which belong to others;(11) pays a commission or compensation to an unlicensed individual for activities requiring a license under this chapter.

I know I was guilty of that.Focus on WHY you want to become a real estate investor and write that answer down in your own hand writing and put it on your bathroom mirror.

I currently do not have:  Security deposit, tenant name on utilities, tenant insurance (I'm guilty too for structural + liability). 

Simply advising that an area has low school scores a fact that is a known and legal measure of school systems does not equal a realtor being guilty of below:"To quote from NAR "Discussions about schools can raise questions about steering if there is a correlation between the quality of the schools and neighborhood racial composition--or if characterizations such as “a school with low test scores” or “a community with declining schools” become code words for racial or other differences in the community."

I don't know the law in FLA on this point, but in IL a PERSON can always represent themselves (but remember "He who represents himself has a fool for a lawyer"), but a legal entirety (such as a HOA) must retain an attorney for court/pleadings. 

it's my pleasure to be the first to welcome you the site :)I joined last year with no properties in the States and now have two,with more in the pipeline.I was guilty of no getting fully involved in the community at first which was a mistake.  

I do not want to plead bankruptcy because that will hurt me for many years and I would lose my building.

I went before the city counsel on two occasions pleading my case of the injustice. 

Beg, plead and/or bribe him to mentor you!