If something breaks they are going to get it fixed - but you want to be careful about who they call.

If I donated to the aids health foundation expecting it to go to aids care or research, I would be very disappointed with this use of the money. 

• Should utilities, internet, or services like snow removal/lawn care be included, or not?

I’ll certainly take this as a lesson to leave no detail overlooked and to approach every aspect of my agreements with care.

About as dangerous as a hair dryer.

They do have to step in and pay on the underlying note while they foreclose on the wrap this to protect their credit and theoretically project their equity The issue with all this sub to and wrap stuff is under capitalized investors or investors that dont know enough or investors that have a no morals and just look at these like if it works great I have little money into this no real equity and I am not on the loan so if it does not work I will just walk off .. or really bad actors that get into title rip rents and never pay the underlying I have seen that more times than you can imagine. this sub to  wrap stuff is just super dangerous and I dont care who is training people on it there are just to many things that can go wrong when your sub to deals or wrap deals are with owner occs and their mortgages.. seller carry backs like we did worked fine and the deals were smaller in those days. 

So first, I'll answer your question then I'll tell you what I would do if that matters or you care.1) I don't see a need to choose one or the other. 

P.S. - you don't care if you don't hire a professional photographer.3.

They are also ensuring the staff is fully trained on how to disallow cost segregation for those that haven't been careful and conservative in their analysis.

The portfolio reliably takes care of its self.