It was endorsed here on Biggerpockets.

https://www.kapre.com/resources/real-estate/just-w...https://www.inman.com/2017/03/14/5-reasons-you-sho...I'm not endorsing these companies but please read the articles regarding (pro's and) con's of having a RE license as an investor @Bryan Feltman

A well-crafted additional insured endorsement on the insurance policy would be required (researched)

The issue is the bar is exceedingly low and anyone will qualify and they know how to play the game.This is how easy to get an ESA letter online, endorsed by a licensed physician. 

A policywith a higher premium may be a better deal if it does not have a wind deductible.There are many endorsements that are available on the homeowners policy.

Good part of the story was they retired to FL, put all they money into their retirement home, protected under FL's generous homestead laws, and the litigants settled for the $1 million.I on the other hand had nuisance suits against my LLC, where I had corporate insurance, as well as for me personally via an endorsement.

I will first approach my parents asking for endorsement and talk to lenders for the downpayment requirements.

I wholeheartedly endorse giving him a call to see if he can help your parents structure the right deal...from all angles.

A policywith a higher premium may be a better deal if it does not have a wind deductible.There are many endorsements that are available on the homeowners policy.

So, if a missing heir surfaces, an unknown municipal lien comes to light, or a improperly prepared survey led you to believe you owned land you find out you don’t, a properly endorsed title policy will require that the insurer make you whole.In some states, title insurance services are separate from escrow services, and you may be able to hire an escrow company without the purchase of title insurance.