In the past we've always relied on agents, but this is time consuming and it always feels like we're being a bother when asking.

This negative position can consume years of cash flow to recover.

That will get consumed with yearly expenses, especially a 3 acre lawn to maintain.  

Check out the following links where you can look them up - NYC's Department of Buildings ; Nassau County Consumer Affairs ; Suffolk County Consumer Affairs.

You answered your question in the last sentence - disclosures are required on conventional but not for DSCR - these are really aimed at overprotecting the consumer (non sophisticated or non real estate professional) - since DSCR Loans are 100% business purpose and for investors (and typically for experienced investors or non-first time buyers only), there is less need to overly disclose / overly explain everything in a disclosure since its assumed they are experienced and know the basics

There is far more prep, detail and care that goes in to doing a decent job and it's super time consuming.

My spreadsheet is $30This helps pay for consumables. .

For a complete list of orders and laws relating to foreclosure moratoriums and restrictions in Connecticut, please view the below links. https://portal.ct.gov/DOB/Consumer/Consumer-Help/COVID-19-Mortgage-Relief https://jud.ct.gov/COVID19.htmhttps://portal.ct.gov/DOB/Consumer/Consumer-Help/COVID-19-Non-Federal-Mortgage-HelpMortgage Work-Outs / Forbearance Many lenders are more willing to negotiate work-outs and/or forbearance agreements during Covid-19.

Little by little… so as someone who knows nothing really about this business.. how does one go ( consumer) to find direct bookings and skip VRBO and airbnb..

Persistent supply chain issues and strong consumer demand have not helped the issue subside; however, the core driver of inflation is and has been increasing shelter costs.