Someone pops into a forum 8 years later, with a first post, and offer mentorship.

There is NO getting around the fact that you own the property/business other then a TRUE no-recourse loan (which will not be an option for small mom and pop investors) and no if the loan is on your credit report has no effect either as credit report is NOT the only source.The premise of DSCR loans is for borrowers who cannot qualify for full doc loans for one reason or another, but it seems the real premise of DSCR loans is because of the commercial purpose designation is that a lot of states do not require licensing of any type to sell these products.

It could be fine for years or a T could pop tomorrow.

This is a mom an pop flex tenant. 

I'm skeptical you'd get enough neighborhood-level sales. 2) I just found out ATTOM has 4 levels of neighborhood data, even down to residential subdivision, and pop density for each! 

We had not talked about it during the LOI negotiations, the issue popped up during the draft lease review process.

This complaint pops up time to time and it is usually high season - when my cleaners are stretched thin. 

After a lot of thorough conversations, I have decided that I will be renting the house to my tattoo artist.

I've seen the self storage bubble pop about 3x in the last 15 years.

Just bought my first property and I feel like I'm on high alert waiting for the unexpected boogeyman to pop out and ruin the deal.