I am a young professional working for a bank that has seen many real estate investors grow their portfolio through using leverage and investing smart.

It's smart that you've gone to investing groups, thats a great place to start.

Real estate is super flexible and a great career choice when you've got kids, but the reality of the situation is that you will need daycare of some sort, even ifor it's just a babysitter that is on call and available a day or two a week.

Though, I'm sure that there are other smart people in Denver that are going to make a fortune by playing that game.

Safe, smart, clever, efficient, and savvy perhaps?

I think it is smart to have taken the licensing classes, it's a good kickstart into the world of REI.

Smart and economical. 

No one is putting a gun to your head to take their deals, you just have to be smart and do your due diligence as with any other deal in real estate.I'm also reading rich dad poor dad at the moment.

My first post wasn't meant to be a platform for Russell Brazil to defend his investment choices, it was meant to be about introducing what I am trying to do. 2) The fluctuation I am referring to is the job market.

Everything in our lives is a reflection of our choices.