Pay cash huge discount and resell on contract at retail.

It will pay off the lien and the first mortgage and the rate will be cheaper than a cash out refi.

Anything you buy is going to come with the higher price tags of today's higher home prices and mortgage rates.

You would have lot of negotiation later on with buyer.If discount is substantial I am not afraid buying home with roof issue or lien, that's easy to solve when you have the cash.

•The Notes will have a stated, fixed interest rate, ranging from 7.50% to 9.00% depending on the series of Notes purchased.

With that being said, I have shifted my focus to multifamily and apartment complexes outside of our state and/or across the state in hopes of leaving behind the outrageous insurance rates.

Although from what I read, State Farm is rated highly for rental units. 

STR's are a great investment in this area, occupancy rates are extremely high in the summer, and very high during the spring and fall.  

A lot of owners already panic selling at discounted prices / price cuts.

Even if nightly rates didn't continue to rise over time, breaking even now would still be a free house in 30 years that I could sell and use for a retirement nest egg along with my 401k.