The date the mtg was First Recorded against the property is what matters, not when or how many times it was later sold.This is a very clear cut question, and makes All the difference in how it has to be dealt with.Since you have a title co telling you there is a problem, I suspect this is the case.If your county property records and recording information is available online as it is in most places, it would be fairly simple for us to see what happened when, with the address.

Not sure how he finds his lists, but I think your best bet is to find owners with equity.

Originally posted by @Jay Hinrichs:now i was over in Hawaii last week and my host has been buying   tax free state of Hawaii bonds which according to him have been yielding 4 to 5%I'm betting that every place you go, real estate and finance pops up in the conversation somehow...

In regard to your due diligence process I can see where most of that would be available from online/databases.

They typically have quite a bit of info online, but a phone call and a discussion with both departments is a good place to start.

I’ve been trying to figure out how it works online, I came across the FHA streamline refinance but I’m not sure if my situation would improve enough to qualify.

I’ve been trying to figure out how it works online, I came across the FHA streamline refinance but I’m not sure if my situation would improve enough to qualify.

Should I use online resources?

If you get a good counter and you accept you still have plenty of time and contingencies to get out if something doesn't work out for you.Take an hour and listen to the podcast and I bet you will be ready to move forward.Cheers,Bill

@William Tiffani Smith your best bet is to have a lawyer draft you a letter.