.: @Joseph O'SullivanDon't forget that the tsp repayment will be counted against your DTI when looking at conforming loans.This is not true for conforming/conventional, FHA, VA or USDA loans.https://selling-guide.fanniemae.com/Underwriting-Borrowers/L...Loans Secured by Financial AssetsWhen a borrower uses their financial assets—life insurance policies, 401(k) accounts, individual retirement accounts, certificates of deposit, stocks, bonds, etc.

Many states require a credit report review  maybe make it like a Lenders license I have U have full fbi criminal and personal financial and credit report.. does not mean you have to be super star but just cant be bad.

A great way to do that is by investing in assets and growing your financial portfolio.

If you lack the constitution to be the boss of your property - to conduct inspections, enforce the terms of your lease agreement, communicate with tenants from a position of authority then you should consider a property manager and see if they do better with your asset.

I would like to buy an asset that produces significant cash flow.

This could be middle aged couples looking to downsize, young adults looking to be mobile and save some cash - especially around this rental market in Denver- or people who may have been in some financial issues who are finding it hard to be approved to rent or get a loan, etc... 

Keep in mind this has been a "sexy" asset class and most people don't understand or even look at the numbers.  

I recommend looking in the Midwest in the IN and OH markets to re-invest your money into cash flowing assets. 

Even with the possible down payment gap, it's imperative to thoroughly review the figures to make sure the investment is still financially healthy.

Your current financial situation.  2.