Just to set the record straight here on BP the term House-hacker refers to a multi-family residence where you live in 1 unit for low or no rent because your tenants rent is coving expenses.

It is easy to tear stuff up, and you will save a pretty penny if you do so.Go to the home depot, home emporium, lowes, lumber liquidators, everywhere and get your prices on paper.Labor is expensive, but if it sounds like a ridiculous number, it probably is. 

The problem right now is that to sell quickly or to get an investor interested, they will have to sell at a low price and lose a lot of their equity anyway. 

All of our programs are low-doc and don't require income verification. 

I have been on the hunt for a nice balance of low taxes (compared to NJ almost anything is low taxes to me) and close proximity to central locations that retain low vacancy.

If you go to the Lowe's or Home Depot you'll find a kilz or kinser that says for use on glossy surfaces.  

The fees/rates are a little higher but they're a good option for people who are self-employed and have a FICO in the low 600s.

There's no better time to buy than now, especially with the low-interest rates.

so instead they appraise super low so that either the borrower doesn't take the loan or there is so low an LTV that the lending institution can live with it.

I have also heard when going to a local bank to get a portfolio loan you should have a business plan to show the lender and convince them that your investment will produce positive returns resulting in a low possibility of defaulting on the loan.