In my home state of ohio, these auctions come with clean title and they include all leins and morgages in the starting price so i figured it was the same for florida.first property i am a defendant on, the second im not because the foreclosure process started before my purchase date so im not entitled to the lien.

We are in the process of renting out one of our properties to four college students.

I have endured the bankruptcy process and had all intentions to maintain a much higher score but with what Covid 19, inflation, and all the chaos going on all over the world…it has been a difficult challenge to even maintain our lifestyles.

The next part of this thought process is how are they as tenants if they are great tenants do what you have to do to keep them as long as it doesn’t affect your numbers and you don’t end up below market rents. I have seen situations where landlords and tenants are both very firm on their requested rent price and it was a minimal difference and the landlord let them move out and the money it cost the landlord to clean fix paint and rent the unit out to a new tenant outweighed the difference they would have made the tenant after moving expenses and paying first class and Security again probably outweighed what they would’ve paid had they just stayed so sometimes it’s better to just negotiate and flex a little to renew a tenant than to keep swapping tenants.

Debt reduction also has many philosophies and it's okay to choose emotion over the academic arbitrage, it's your life and your choice.  

I'm in the process of splitting the utilities in my first house but having issues getting electrical Parts but should be coming soon .should I wait for the utilities to be split in my first house before I buy my second property?

@Joseph ODonovanYes, in PA you can simply state your property is not Section 8 approved or that you do not want to go through the process.

Would you pay for a subscription model say $1000 a month where you got access to knowledgeable investor agent who had zero stake on if the transaction closed but provided you with local knowledge, strategies, ran comps, looked over deals, even looked over home inspection reports, talked in the phone, basically a consultant (you could possibly tack on services like writing offers or seeing a property in person) my thought is if you buy a property relatively quickly, it’s much cheaper than paying 2.5% even if you end up paying for the service for a few month’s and realize it’s not a good time for you to buy you are only out a few thousand dollars as opposed to hundreds of thousands of dollars, this would basically take the agent’s need to sell you a home out the process, presumably there motivation would be to keep you subscripted for as long as possible but you could easily just cancel and if you were interested in buying later resubscribe than.

As long as you're making a good faith effort toward getting vendors out, getting estimates and keeping the tenant updated they just have to wait on your process. 

Its best to get in contact with a lender go through the pre approval process to get a more accurate rate based on your specific scenario.