That way you can go to a bank and get your fully owned property financed and pay back the lender in approx 12 months if that's the deal you set up.I'm certainly open to hearing if anyone has other ideas about this.Also from Ontario by the way and looking for SFH or Duplexes in Kitchener Waterloo area.Jesse:A 5% down payment is only possible with a high-ratio, insured mortgage on a single family home or duplex if the borrower / purchaser makes the property their primary residence.A 10% down payment is possible with a high-ratio, insured mortgage on a triplex or quadruplex if the borrower / purchaser makes one of the units their primary residence.There is no reduction in down payment on a commercial property if the borrower / purchaser elects to live in a unit.

DEFLATION, INFLATION, HYPERINFLATION, STAGFLATION AND THE ARGUMENTS DEFLATION:  Deflation, when prices in the overall economy decrease, is most often created by a reduction in spending.  

B) Any suggestions on how to do an analysis on the best ROI between- Leaving current employer for another company in order to roll my 401k (would experience increase in health insurance cost, would give up 22 days of paid vacation per year most likely for the standard 10 days, up to $20K reduction in annual base salary, etc)OR- Stay with current employer, grow base salary by 3%/yr, continue to invest the max 401k contribution to realize max allowable personal income deductionSide note, I telecommute for a job in Baltimore, MD while residing in DFW, TX.

I don't think you should have any real concern for price reduction for a home you would purchase here even if you sell in 2 years.

I consider that $40 reduction in the $8000 that they match per year.

Another, been on the market for over six months, with price reductions.  

I have listened to his podcast/radio show plenty and don't think I ever really hear him talk about anything other than pulling the cashflow from the deals.Without principal reduction - is he really using the normal buy and hold method?

I have a 2007-constructed 144-unit available now - student housing at ISU (upside thru management/expense reduction), and a 173-unit in Tulsa, Oklahoma (renovation & management upside).

When it comes to real estate, always buy for cash flow first, next appreciation, then principal reduction and tax advantages.  

The sell is more like a formula that comprises of the the below:1. does it meet 10 years net cashflow and principal reduction payments?