Would prefer to go the DSCR route, or something showing lease agreements.  

Its been a couple of months and the trust is not done yet.I doubt he will get it done before my flight...At this point I am thinking I will do it myself...

There's no right answer to any of this, it's just what best fits your preferences and the deal you have in front of you.My go-to is private loans from friends and select family for a number of reasons.

Talk to a couple lenders and see if they have ideas or if they can go higher on the DTI%.

Better cash flowing choices may not be preferred living for a year or two and a higher quality building might be to expensive, and you are now covering part of your mortgage.

How can there but structural issue only after a couple days, there is not.

A couple things to keep in mind that you may have already vetted out but wanted to bring to your attention:1) Have you already selected a contractor who can help prepare the bids for you when you identify a property?

Do builders prefer buying lots and building?

I've used All-Star Property Management for a couple of years now.  

Moreover, you'll have access to GAR forms, which are preferred documents for real estate transactions in the state of Georgia.