If you have sufficient income to max out your fica/se tax, then its really not "hurting" you. 

I was thinking perhaps good locations with a decent amount of properties would be sufficient. given that I was bringing in enough to make sure that I could pay everything off yearly and pocket a few thousand for savings or renovations. 

However, without my knowledge, the sellers executed a new 12month lease on 2-20-24 for less rent than what is needed to sustain a self sufficient operation. 

However if you plan on buying 3-4units, there is a trigger rule for FHA, it is called the self sufficiency test.

Furthermore, if you have sufficient assets already, this could be an ideal way to further diversify your portfolio.

Depending on your personal finances, shopping for a triplex or quadplex may require the existing market rents to pass a self sufficiency test, to ensure that you will be able to pay the note.

That needs to be followed up with sufficient research/education.

If that is sufficient, use it.

It's too much to write down in sufficient detail but I am happy to tell you about in a call if you re up for it.

I don't know if they stand up well in humidity but they're SUPER cheap at HomeDepot, maybe $10 would be sufficient for that window size.